55 Day Gold MasterCard or Visa
	$90 (waived for the first year and ongoing when you make purchases of at least $12,000 pa) Interest rate: 18.75% pa for purchases, 20.39% pa for cash advances Up to 55 days interest free on credit purchases where your closing balance (including any balance transfer amount or other promotional amount) is paid in full by the due date each month1 3.99% p.a. for 6 months
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 18.75%* $90* 3.99% p.a. for 6 months* 55 days interest free*

55 Day MasterCard or Visa
	Annual fee: $30 18.75% pa for purchases, 20.39% pa for cash advances Up to 55 days interest free 3.99% p.a. for 6 months
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 18.75%* $30* 3.99% for 6 months* Up to 55 days*

Altitude
	Annual fee: $100 Interest rate: 19.99% pa Up to 45 days interest free on credit purchases Money magazine award winner
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 3 months* 19.99%* $100* * *

Altitude Gold
	Annual fee: $150 Interest rate: 19.99% pa Up to 45 days interest free on credit purchases Money magazine award winner
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $150* 3.99% for 6 months* *

Earth Card
	Pay just 13.24%pa on purchases Up to 55 days interest free on purchases Just 5.99%pa on certain Qantas products and services like flights and holidays A tiny 0.99%pa for 6 months on balance transfers Plus pay a low annual fee of just $49
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 13.24%* $49* 0.99% for 6 months* 55*

Earth+
	Pay just 15.49%pa on purchases Up to 55 days interest free on purchases~ Just 5.99%pa on certain Qantas products and services like flights and holidays A tiny 0.99%pa for 6 months on balance transfers* Plus pay a low annual fee of just $79.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 15.49%* $79* 0.99%pa for 6 months* 55 days interest free on purchas*

Holden MasterCard
	Annual fee: $55 (waived for the first year) Interest rate: 19.75% pa Up to 45 days interest free 3.99% p.a. for 6 months
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.75%* $55 (waived for the first year)* 3.99% p.a. for 6 months* Up to 45 days interest free*

Low Rate MasterCard or Visa
	Annual fee: $45 Interest rate: 12.74% pa for purchases, 18.23% pa for cash advances Up to 55 days interest free on credit purchases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 12.74%* $45* 3.99% pa for six months* 55 days interest free*

No Annual Fee MasterCard
	0$ annual fee Interest rate: 16.90% pa 3.99% p.a. for 6 months
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 16.90%* $0* 3.99% p.a. for 6 months* *

Student Visa Card
	Annual fee: $30 Up to 55 days interest free on credit purchases Interest rate: 18.75% pa
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 18.75% pa* $30 (waived for the first year)* * Up to 55 days interest free*

* When you click on the " Apply Here " button you can read the latest credit card terms and conditions.